The Credit Card
Have you ever watch in the movies scenes, someone troubling in pays their credit card bills? They have to sell what they have to pay it back. Irresponsible acts like that can cause more problems in their life. Not the credit card that got all the blame, it’s how we control our urge.
Credit card is invented for the purpose to solve urgent or unplanned problems that requires financial matters to solve, for example for medical purpose or any urgent situations that need fast money. However some people mistake it and treat it as a voucher gift. In the end they troubled and regret it. But soon as they pay their bill and get their card back, they tend to repeat the same mistake again. Need to change personal behavior to escape from this situation with stay keeping the card. First you need to realize your current income and match it. Then start to count every transactions you have been done. Put your credit card in the unseen side of your wallet. As you going to shop, keep in mind for not using credit card for payment, except it’s urgent. Buy things that you need instead with what you want. That’s tips to refrain yourself from shopping too much with credit card.
Not only in term of credit card that you need to careful in spending but the money as well. Whether you get it from your parents or from your salary, for some people money is not something that easy to get. Need sweat and twisted brain to gain it. So, use it wisely.